Missouri Per$onal Finance Challenge


The 2020 Missouri Personal Finance Challenge will be conducted online from March 2nd until March 27, 2020. The Missouri Challenge is FREE for Missouri high school students to participate.

Registration will open February 3, 2020. For registration information, please click here!

Teachers interested in participating should contact Garrett Webb at moeconomics@gmail.com.

The Missouri Per$onal Finance Challenge is an opportunity for students to demonstrate their knowledge of personal finance by competing with other students across the state. Students compete in teams of four. In the preliminary Online Round, student teams complete an online exam that covers key personal finance concepts in:

Earning Income & Protecting and Insuring
Using Credit & Buying Goods and Services
Saving & Financial Investing

The top placing teams in each region will advance to the State Finals on April 17, 2020 at the University of Missouri – Columbia.


The 2020 Missouri Personal Finance State Challenge will feature a situational analysis presentation and response for students instead of a testing evaluation. Students invited to participate as part of the two regional champions for each region in the state will be presented with a financial case study and will be given two hours to develop a 10 minute presentation response to the study. Students will prepare a powerpoint presentation which demonstrates their financial literacy skills and personal fiannce planning acumen to a panel of real-life financial professionals. From this presentation the top two scoring teams will advance to a presentation in front of all participating teams, sponsors, educators, judges, and Council staff.

*Please Note* The Missouri Personal Finance State Challenge will begin at 8:30am on Friday, April 17, 2020. Participating teams will be expected to stay for the duration of the program (8:30am-3:00pm), even if they are not selected as a state finalist.

The Missouri Personal Finance State Challenge will include team lunch, sponsor working area, a campus tour, and CASH PRIZES for teams.

The first place team at the State Finals will represent Missouri at the National Personal Finance Challenge on May 4, 2020 at the University of Nebraska at Lincoln.

No formal courses in Personal Finance are required. Any team of students interested in personal finance is encouraged to compete, but must have an adult coach. Schools may enter multiple teams in the online competition.

There is no cost to either teachers or students to participate in the Personal Finance Challenge ONLINE!

Research has shown that student competitions increase school participation, promote attendance, and help students achieve higher grades and test scores. For teachers, the Challenge provides a useful tool to help encourage students and generate excitement for classroom materials.

The Missouri Personal Finance Challenge is hosted annually by the Missouri Council on Economic Education and the University of Missouri School of Financial Planning.

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